Terms of Service
Effective Date: May 27, 2026 · Last Updated: May 27, 2026
Read this carefully. These Terms of Service (the “Terms”) are a binding contract between you and Jarvela Capital Coaching, LLC and Flip2Freedom, LLC (together, “we,” “us,” or the “Companies”). By using our websites, submitting a form, attending an event, or purchasing a product, you agree to these Terms. These Terms include an income disclaimer, important disclaimers about the nature of our content, a limitation of our liability, a binding arbitration agreement, and a waiver of your right to participate in a class action. If you do not agree to these Terms, do not use the Sites.
Contents
Educational Purpose & No Professional Advice
Intellectual Property & License
Term, Suspension & Termination
Dispute Resolution, Arbitration & Class Waiver
1. Acceptance of Terms
These Terms govern your access to and use of the websites operated by Jarvela Capital Coaching, LLC and Flip2Freedom, LLC, including jarvelacapitalcoaching.com, flip2freedom.com, and any associated subdomains, funnels, landing pages, and member portals (collectively, the “Sites”), and to your purchase and use of any products, programs, courses, coaching, events, masterminds, communities, or services offered by either Company (collectively, the “Services”). By accessing the Sites, submitting any form, attending any event, or purchasing any Service, you accept these Terms and our Privacy Policy.
If you are purchasing or enrolling on behalf of a business entity, you represent that you have authority to bind that entity, and “you” refers to both you individually and that entity.
2. Definitions
Companies means Jarvela Capital Coaching, LLC and Flip2Freedom, LLC, each an Arizona limited liability company, and their respective owners, officers, employees, contractors, agents, and assigns.
Content means all text, video, audio, images, courses, scripts, templates, software, downloads, comments, and other materials made available through the Sites or Services.
Program Agreement means any separate written enrollment agreement, mastermind agreement, or coaching agreement governing a specific paid Service.
You means the individual or entity using the Sites or Services.
3. Eligibility
You must be at least eighteen (18) years old and legally able to enter into a binding contract to use the Sites or Services. By using the Sites or Services, you represent that you meet these requirements and that you are not barred from doing so under the laws of any applicable jurisdiction.
4. Our Services
The Companies provide educational content, coaching, training programs, masterminds, communities, live and virtual events, and related materials, primarily focused on real estate investing, marketing, sales, business operations, and entrepreneurship. Specific terms for any paid Service (including price, refund window, deliverables, and term) are set forth in the applicable Program Agreement, checkout page, or product description. In the event of a conflict between these Terms and a Program Agreement, the Program Agreement controls with respect to that Service.
5. Educational Purpose & No Professional Advice
Our Content is for general educational and informational purposes only. The Companies are not a law firm, accounting firm, tax advisor, broker-dealer, registered investment adviser, real estate brokerage, lender, or licensed financial planner. Nothing on the Sites or in any Service constitutes legal, accounting, tax, financial, investment, real estate, insurance, lending, or other professional advice, and no advisor-client, broker-client, lawyer-client, or fiduciary relationship is created by your use of the Sites or Services.
Before acting on any information you receive from the Companies, you should consult with your own qualified, licensed professionals in your jurisdiction. Real estate, investing, and business activities involve risk, including the risk of loss of capital. Laws and regulations vary by state and locality and change over time. You are solely responsible for your decisions and for compliance with all laws applicable to your business.
6. Income & Earnings Disclaimer
No earnings guarantee. The Companies make no guarantee, promise, warranty, or representation regarding the income, revenue, profit, deal volume, savings, or other financial result you will achieve through any Service. Any income statements, sales numbers, deal counts, case studies, screenshots, or testimonials presented on the Sites, in marketing materials, or in any Service describe specific past results of specific individuals (including the Companies’ principals, customers, students, coaches, partners, or affiliates) and are not typical, not promised, and not predictive of the results you will achieve.
Results in real estate, sales, marketing, and entrepreneurship depend on many factors outside the Companies’ control, including but not limited to your background, prior experience, work ethic, capital, time invested, market conditions, geography, team, decisions, and execution. Many people who purchase educational programs of this type make little or no money. By using the Sites or any Service, you acknowledge and agree that you have not relied on any specific income, revenue, profit, savings, or other financial claim in making your purchase or business decisions.
7. Accounts & Access
Some Services require you to create an account. You agree to (a) provide accurate and complete information, (b) keep your account credentials confidential, (c) not share your account, login, course access, or program seat with any other person, and (d) be responsible for all activity that occurs under your account. We may suspend or terminate accounts that we reasonably believe are being shared, abused, or used in violation of these Terms or any applicable Program Agreement.
8. Purchases, Billing & Refunds
Prices and product descriptions on our checkout pages are part of these Terms at the time you purchase. By submitting a purchase, you authorize us and our payment processors to charge the payment method you provide for the total amount of your order, including any taxes, fees, payment plan installments, and recurring or renewal charges disclosed at checkout. You are responsible for keeping your payment method current.
If you purchase a Service under a payment plan or subscription, you agree to pay all installments or recurring charges in full according to the schedule disclosed at checkout, until paid in full or properly canceled. Late, declined, or disputed payments may result in suspension of access, late fees, and collection costs as permitted by law and by the applicable Program Agreement.
Refund eligibility is governed by the applicable Program Agreement or product description at the time of purchase. Unless that document expressly states otherwise, all sales are final. Refund requests must be submitted in writing to [email protected] within the refund window stated for that Service.
9. Intellectual Property & License
The Sites and all Content are owned by the Companies or their licensors and are protected by copyright, trademark, trade secret, and other intellectual property laws. The Companies’ names, logos, brand marks, product names (including “Flip2Freedom,” “Jarvela Capital Coaching,” and any associated word marks and stylized marks), and trade dress are trademarks of the Companies and may not be used without our prior written consent.
Subject to your compliance with these Terms and the applicable Program Agreement, the Companies grant you a limited, revocable, non-exclusive, non-transferable, non-sublicensable license to access and use the Content for your own personal or internal business educational use during the term of your purchase. You may not:
Copy, reproduce, republish, post, distribute, sell, license, sublicense, rent, lease, or transfer any Content;
Record, screenshot, screen-capture, transcribe, or live-stream any coaching call, event, workshop, mastermind session, or video Content for distribution;
Create derivative works from any Content;
Remove or alter any copyright, trademark, or proprietary notice;
Use the Content to build a competing product, course, coaching program, or training; or
Provide your account access or Content to any third party.
All rights not expressly granted are reserved.
10. User Conduct
You agree not to use the Sites or Services to:
Violate any law, regulation, contract, or third-party right;
Engage in fraud, misrepresentation, or deceptive practices;
Harass, threaten, defame, or harm any person, including other students, customers, coaches, staff, or speakers;
Impersonate any person or entity, or misrepresent your affiliation;
Upload viruses, malicious code, or content that interferes with the operation of the Sites;
Attempt to gain unauthorized access to any account, server, or system;
Scrape, harvest, or collect information about other users; or
Use the Sites or Services to promote competing programs, recruit students or coaches, or solicit business from other customers without our prior written consent.
We may investigate and take any action we deem appropriate for any violation of these Terms, including suspending or terminating your access and reporting conduct to law enforcement.
11. User Submissions & Recordings
If you submit comments, questions, feedback, testimonials, deals, case studies, photos, videos, or any other content to the Sites or Services (“Submissions”), you grant the Companies a worldwide, perpetual, irrevocable, royalty-free, sublicensable, transferable license to use, reproduce, modify, adapt, publish, translate, distribute, and display the Submissions, in any media, for any purpose, including marketing and promotion of the Companies and their Services. You represent that you own or have all necessary rights to make the Submissions and that they do not violate any third-party rights.
You acknowledge that the Companies may record live and virtual events, coaching calls, mastermind sessions, and group calls for quality, training, archive, and promotional purposes. By participating, you consent to such recording and to the Companies’ use of the recording, including any voice, image, name, likeness, and statements you contribute.
12. Testimonials & Endorsements
Testimonials and case studies featured on the Sites and in marketing materials reflect the actual experiences of specific individuals and are not representative of all customers or students. See the Income & Earnings Disclaimer in Section 6.
13. Third-Party Sites & Services
The Sites and Services may link to or integrate with third-party websites, platforms, software, and services that we do not control. The Companies are not responsible for the content, terms, privacy practices, or performance of any third party. Your use of any third-party service is at your own risk and is governed by that third party’s terms.
14. Disclaimer of Warranties
The sites, services, and content are provided “as is” and “as available,” with all faults and without warranty of any kind. To the maximum extent permitted by law, the companies disclaim all warranties, express, implied, or statutory, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, completeness, title, quiet enjoyment, and non-infringement.
The companies do not warrant that the sites or services will be uninterrupted, error-free, secure, or free of viruses or other harmful components, that any defects will be corrected, or that the content is accurate, complete, current, or applicable to your situation. You assume all risk of use.
15. Limitation of Liability
To the maximum extent permitted by law, in no event shall the companies, their owners, officers, employees, contractors, coaches, agents, affiliates, or licensors be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, including without limitation damages for lost profits, lost revenue, lost business, lost data, lost goodwill, loss of opportunity, or cost of substitute products or services, arising out of or in connection with these terms, the sites, the services, or the content, whether based on contract, tort (including negligence), strict liability, or any other legal theory, and whether or not the companies have been advised of the possibility of such damages.
In no event shall the companies’ aggregate liability for any and all claims arising out of or related to these terms, the sites, the services, or the content exceed the greater of (a) the total amounts paid by you to the companies for the specific service giving rise to the claim during the twelve (12) months immediately preceding the event giving rise to the claim, or (b) one hundred U.S. dollars ($100).
Some jurisdictions do not allow the exclusion or limitation of certain damages, so some of the above limitations may not apply to you. In those jurisdictions, the Companies’ liability is limited to the smallest extent permitted by law.
16. Indemnification
You agree to defend, indemnify, and hold harmless the Companies, their owners, officers, employees, contractors, coaches, agents, affiliates, and licensors from and against any and all claims, damages, liabilities, losses, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to (a) your use of the Sites or Services, (b) your violation of these Terms or any Program Agreement, (c) your violation of any law or third-party right, (d) your Submissions, or (e) your business activities, decisions, or actions taken in reliance on any Content. The Companies may, at their option, assume the exclusive defense and control of any matter subject to indemnification by you, in which case you agree to cooperate with the Companies’ defense.
17. Term, Suspension & Termination
These Terms remain in effect for as long as you use the Sites or Services. We may suspend or terminate your access to the Sites and any Service, in whole or in part, at any time, with or without notice, for any reason, including for violation of these Terms or any Program Agreement. Upon termination, your license to access the Content ends, and any amounts owed remain due. Sections that by their nature should survive termination (including Sections 6, 9, 11, 14, 15, 16, 18, 19, and 22) shall survive.
18. Dispute Resolution, Arbitration & Class Waiver
Please read this Section carefully. It requires you and the Companies to resolve most disputes through binding individual arbitration instead of in court, and it waives your right to participate in a class or representative action.
18.1 Informal Resolution
Before initiating arbitration or any legal proceeding, the parties agree to attempt in good faith to resolve any dispute through direct written communication for at least thirty (30) days. You must contact [email protected] with a written notice describing the dispute and the relief you seek.
18.2 Binding Arbitration
If the parties cannot resolve the dispute informally within thirty (30) days, any dispute, claim, or controversy arising out of or related to these Terms, the Sites, the Services, or the Content (a “Dispute”) shall be resolved by final and binding individual arbitration administered by the American Arbitration Association (“AAA”) under its Commercial Arbitration Rules and, where applicable, its Consumer Arbitration Rules. The arbitration shall be conducted before a single arbitrator. The seat and place of arbitration shall be Maricopa County, Arizona, and the arbitration may be conducted in person, by telephone, by video, or based solely on written submissions, at the election of the party seeking relief. Judgment on the award may be entered in any court of competent jurisdiction.
18.3 Class Action Waiver
You and the Companies agree that each may bring claims against the other only in your or its individual capacity and not as a plaintiff or class member in any purported class, collective, consolidated, or representative proceeding. The arbitrator may not consolidate more than one person’s claims and may not preside over any form of representative or class proceeding.
18.4 Exceptions
Notwithstanding the above, either party may (a) bring an individual claim in small-claims court for disputes within that court’s jurisdiction, and (b) seek injunctive or equitable relief in a court of competent jurisdiction to protect intellectual property rights or enjoin a violation of these Terms.
18.5 Severability of This Section
If the class action waiver in Section 18.3 is found to be unenforceable as to any claim or remedy, then that claim or remedy (and only that claim or remedy) shall be severed from arbitration and brought in court, and the remainder of this Section 18 shall remain in full force and effect.
19. Governing Law & Venue
These Terms, and any Dispute arising out of or related to them, the Sites, the Services, or the Content, are governed by the laws of the State of Arizona, without regard to its conflict-of-laws principles. Subject to the arbitration agreement in Section 18, the exclusive venue for any action permitted to be brought in court shall be the state and federal courts located in Maricopa County, Arizona, and you consent to the personal jurisdiction of those courts.
20. DMCA / Copyright
If you believe content on the Sites infringes your copyright, please send a written notice to [email protected] (subject line: “DMCA Notice”) including: (i) your contact information; (ii) identification of the copyrighted work claimed to be infringed; (iii) identification of the allegedly infringing material and its location on the Sites; (iv) a statement that you have a good-faith belief that the use is not authorized; (v) a statement, under penalty of perjury, that the information in the notice is accurate and that you are the owner or authorized to act on behalf of the owner; and (vi) your physical or electronic signature.
21. Changes to These Terms
We may update these Terms from time to time. When we make material changes, we will update the “Last Updated” date at the top of this page and, where required by law, provide additional notice. Your continued use of the Sites or Services after the effective date of any updated Terms constitutes your acceptance of the updated Terms. If you do not agree, you must stop using the Sites and Services.
22. Miscellaneous
Entire Agreement. These Terms, our Privacy Policy, and any applicable Program Agreement constitute the entire agreement between you and the Companies regarding the Sites and Services and supersede all prior or contemporaneous communications.
No Waiver. Our failure to enforce any provision is not a waiver of our right to do so later.
Severability. If any provision is held to be unenforceable, the remaining provisions remain in full effect.
Assignment. You may not assign these Terms without our prior written consent. We may assign these Terms in connection with a merger, acquisition, sale of assets, or financing.
Independent Contractors. No partnership, joint venture, employment, agency, or franchise relationship is created by these Terms.
Force Majeure. Neither party is liable for failure or delay caused by events beyond reasonable control, including acts of God, natural disasters, war, terrorism, civil unrest, pandemic, government action, labor disputes, internet or utility failures, or third-party platform outages.
Headings. Section headings are for convenience only and do not affect interpretation.
Electronic Communications. You consent to receive communications from the Companies electronically, and you agree that all agreements, notices, disclosures, and other communications we provide electronically satisfy any legal requirement that such communications be in writing.
23. Contact
Companies
Jarvela Capital Coaching, LLC
Flip2Freedom, LLC
Phone
+1 855-851-2067
Mailing address
15051 N Kierland Blvd, Suite 300
Scottsdale, AZ 85254
© 2026 Jarvela Capital Coaching, LLC and Flip2Freedom, LLC. All rights reserved.